{"id":200,"date":"2024-12-08T12:45:15","date_gmt":"2024-12-08T12:45:15","guid":{"rendered":"https:\/\/securelifefinancialllc.com\/secure\/?page_id=200"},"modified":"2025-02-09T19:37:19","modified_gmt":"2025-02-09T19:37:19","slug":"supplemental-income","status":"publish","type":"page","link":"https:\/\/securelifefinancialllc.com\/secure\/supplemental-income\/","title":{"rendered":"Supplemental Income"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#73be6b” custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”100%” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][dizo_image_hover image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/money1-scaled.jpg” effect_style=”adv” advanced_style=”dzhvr-border-reveal-cc-2″ button_url_new_window=”1″ module_link_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dizo_image_hover][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_slider _builder_version=”4.27.4″ _module_preset=”default” background_enable_pattern_style=”on” background_pattern_style=”ogees” background_pattern_color=”rgba(0,0,0,0.09)” background_pattern_size=”custom” background_pattern_width=”7px” custom_padding=”171px||171px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_slide heading=”Supplemental Income Using Life Insurance & Annuities” button_text=”REQUEST A CONSULT” button_link=”#popup” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#73be6b” body_text_color=”#565656″ background_color=”#FFFFFF” background_enable_color=”on” custom_button=”on” button_font=”|700|||||||” text_orientation=”left” background_layout=”light” hover_enabled=”0″ header_text_align_tablet=”center” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” body_text_align_tablet=”” body_text_align_phone=”center” body_text_align_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_transition=”on” sticky_enabled=”0″]<\/p>\n

Indexed Universal Life (IUL) insurance can be a tool to generate supplemental income, particularly during retirement, leveraging its cash value growth and tax advantages.<\/span><\/p>\n

<\/span><\/p>\n

An annuity is a financial product that can be used to supplement retirement income, providing a steady stream of payments over time.\u00a0Annuities can be purchased with a lump sum or through regular premium payments.\u00a0The amount of income you receive from an annuity depends on several factors, including the type of annuity, the amount invested, your age, and interest rates.<\/span><\/p>\n

[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#122d7c” text_font_size=”30px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Term life is the best solution for need #1.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”A Holistic View of What a Life Insurance Policy Can Do” use_icon=”on” font_icon=”Z||divi||400″ icon_color=”#122d7c” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” header_font_size=”21px” body_text_align=”center” body_text_color=”#122d7c” height=”550px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”2px” border_color_all=”#122d7c” global_colors_info=”{}”]<\/p>\n

An IUL with a lifetime income rider provides the flexibility to address all of a person’s changing financial needs at various stages of life.<\/span><\/p>\n

When a person’s children are independent and mortgage is paid, the need for death benefit is no longer as prominent.\u00a0 If he purchases an IUL policy it can adapt to meet the financial needs of he and his spouse as their circumstances and priorities change.\u00a0 For example, if he finds himself wanting to withdraw money as a policy loan to pay for a vacation or help his children with college expenses, his IUL has the flexibility to accommodate those needs.<\/span><\/p>\n

And with a lifetime income rider on the IUL, he can use the policy to supplement his retirement savings with a guaranteed income he can’t outlive.\u00a0 The rider is built into the policy, and you don’t pay for it unless you use it.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”How Lifetime Income Riders Work” use_icon=”on” font_icon=”||fa||900″ icon_color=”#122d7c” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” header_font_size=”21px” body_text_align=”center” body_text_color=”#122d7c” height=”550px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|10px|10px|10px|10px” border_width_all=”2px” border_color_all=”#122d7c” global_colors_info=”{}”]<\/p>\n

The lifetime income rider is built into the life insurance chassis.\u00a0 If the policyholder activates the rider and begins to take an income stream, the carrier will base its payout on the policyholder’s age and current account value.\u00a0 After the income payment is calculated there is a rider activation charge deducted from the policy’s account value.<\/span><\/p>\n

The charge does not affect the income payment amount, as it is applied after the income calculation is made.<\/p>\n

The income is treated as tax-free since it is under the chassis of the life insurance policy.\u00a0 The insurance carrier will also guarantee a minimum death benefit and minimum account value for the life of the policyholder.<\/span><\/p>\n

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In order to activate the lifetime income rider, insurers\u00a0typically require: the insured age between 50 and 85, the insured not receiving benefits from other policy riders, and the policy has been issued at least 10 years.<\/span><\/p>\n

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Benefits of Supplemental Income<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” animation_style=”flip” animation_direction=”bottom” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Financial Stability” image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/prosperity.png” image_icon_width=”40%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#122d7c” background_color=”#FFFFFF” height=”270px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|15px|15px|15px|15px” border_color_all=”#122d7c” box_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

Diversifying your income sources reduces dependence on a single paycheck, providing a safety net during economic uncertainties.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Increased Savings Potential” image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/economic-growth.png” image_icon_width=”40%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#122d7c” background_color=”#FFFFFF” height=”270px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|15px|15px|15px|15px” border_color_all=”#122d7c” box_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

Additional income allows you to save more for long-term goals like retirement, education, or emergencies.<\/p>\n

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Supplemental income can help cover unexpected expenses, ensuring peace of mind in challenging times.<\/p>\n

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Extra income provides the freedom to pursue hobbies, travel, or other personal aspirations without financial constraints.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Early Retirement Opportunities” image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/retirement.png” image_icon_width=”40%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#122d7c” background_color=”#FFFFFF” height=”270px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|15px|15px|15px|15px” border_color_all=”#122d7c” box_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

With additional income streams, you can build wealth faster and achieve financial independence sooner.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Wealth Growth” image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/money.png” image_icon_width=”40%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#122d7c” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#122d7c” background_color=”#FFFFFF” height=”270px” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|15px|15px|15px|15px” border_color_all=”#122d7c” box_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

By investing supplemental income, you can accelerate asset accumulation and grow your net worth.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”100%” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_slider _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_slide heading=”SecureLife Financial helps you unlock the power of supplemental income to create a more secure, flexible, and fulfilling financial future.” use_bg_overlay=”on” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_font_size=”28px” header_line_height=”1.3em” background_image=”https:\/\/securelifefinancialllc.com\/secure\/wp-content\/uploads\/2024\/12\/alternative-medicine-vitamin-supplements-from-natural-herbs-scaled.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” header_text_align_tablet=”center” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” global_colors_info=”{}” sticky_transition=”on”][\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #popup” module_id=”popup” module_class=”popup” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” animation_style=”bounce” da_is_popup=”on” da_popup_slug=”popup” da_disable_devices=”off|off|off” border_radii=”on|30px|30px|30px|30px” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][dvppl_cf7_styler use_form_header=”on” form_header_title=”GET A QUOTE” cf7=”331″ form_field_padding=”15px|15px|15px|15px|true|false” form_background_color=”RGBA(255,255,255,0)” _builder_version=”4.27.4″ _module_preset=”default” form_field_font_font=”||||||||” form_field_font_text_color=”#122d7c” form_field_font_font_size=”14px” placeholder_text_color=”#122d7c” title_font=”|700|||||||” title_text_color=”#122d7c” title_font_size=”50px” custom_submit_button=”on” submit_button_text_size=”21px” submit_button_text_color=”#ffffff” submit_button_bg_color=”#70be6a” submit_button_border_width=”0px” submit_button_border_radius=”25px” submit_button_font=”|600|||||||” submit_button_custom_margin=”20px||||false|false” border_color_all_field=”#122d7c” global_colors_info=”{}”][\/dvppl_cf7_styler][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t
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\"\"\/<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t
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\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t<\/div>\r\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>Indexed Universal Life (IUL) insurance can be a tool to generate supplemental income, particularly during retirement, leveraging its cash value growth and tax advantages. An annuity is a financial product that can be used to supplement retirement income, providing a steady stream of payments over time.\u00a0Annuities can […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-200","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/pages\/200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/comments?post=200"}],"version-history":[{"count":27,"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/pages\/200\/revisions"}],"predecessor-version":[{"id":825,"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/pages\/200\/revisions\/825"}],"wp:attachment":[{"href":"https:\/\/securelifefinancialllc.com\/secure\/wp-json\/wp\/v2\/media?parent=200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}